Free Bankruptcy Tax Discharge Calculator

Check whether your federal income tax debt qualifies for discharge in bankruptcy. This tool applies all three timing rules and handles tolling events.

Bankruptcy Discharge Calculator11 U.S.C. §§507(a)(8), 523(a)(1)
Proposed Bankruptcy Filing Date
Tax Years
YearDue DateFiled DateAssessment Date
Tolling Events
No tolling events. Add if applicable.
Disclaimer: This calculator is for informational purposes only and does not constitute legal advice. Additional requirements apply: taxes cannot be from a fraudulent return, debtor must not have willfully evaded taxes, and SFR-assessed returns may not qualify as "filed" under the Beard test in certain circuits.
Law Offices of Darrin T. Mish, P.A. — Practice Tool

Florida-Specific Bankruptcy Considerations

Florida's generous homestead exemption and unlimited IRA protection create unique advantages in bankruptcy planning. A Sarasota taxpayer with significant home equity may be able to protect their home while discharging qualifying tax debt — but the analysis requires understanding both federal tax law and Florida exemption law.

For a professional analysis of your specific situation, schedule a free consultation.